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Category: Finance

101 Myths About Money You Should Know

1. I don’t need to start a business or ask for a raise, I’ll just wind up paying more in taxes anyway. 2. Saving 10 percent of my income is plenty to carry me to financial freedom in my retirement. 3. There is a magic bullet out there…

Top 10 Reasons Why You Need To Live Debt Free

Is it really better to live debt free? There is a lot of talk nowadays about frugality and paying off debt, but why is living with debt so bad?  What harm is there in using a credit card to get what we want?  After all, we work hard.  Don’t…

50 Poor Money Habits That Will Have You Eating Ramen Noodles For Life

How well do you handle your finances? Most of us have some bad money habits that if we continue could leave us eating Ramen noodles for the rest of our lives. Ramen noodles do not taste too terrible and we can survive eating it, but it gets old quickly. Shape…

The 10 Steps I Took To Eliminate $77,948 In Credit Card Debt

Every part of you has a secret language. Your hands and feet say what you’ve done. And every need brings in what’s needed. Pain bears its cure like a child. Having nothing produces provisions. Ask a difficult question and the marvelous answer appears. —Rumi A while back ago…

How To Avoid Buying Things You Do Not Need!

“Many a man thinks he is buying pleasure, when he is really selling himself to it.” ~Benjamin Franklin Why do I constantly want stuff that I don’t need?  It seems that there are certain items that I am continually attracted to buy even though I probably wouldn’t use…

Ten Reasons Your Budget Does Not Work

Making a monthly budget is not difficult, but for some reason many people cannot create a budget which works. Either due to a lack of education or poor time management skills, these individuals utilize a budget more as a guideline than a monetary plan. If a business entity budgeted without…

A Really Cool Money Trick – Literally

I found this unbelievably cool tutorial on how to create a very cool gift for a waitress, valet, or bartender. This will get you noticed a bit, and a nice little ice breaker.The Money T- shirt Design | Be a Hit with a Tip!Do your best to start with…